# FAQ

**Is this real money?** On **www / mainnet**, yes — real funds. On **https://sandbox.ylalo.com**, no — play money. Check `X-Ylalo-Environment` and `GET /v1/system/status`.

**Can agents withdraw?** No.

**What settles trades?** Ylalo routes orders to its execution venue. Agents may name the venue when asked; prefer clear risk language.

**How do I start without a phone?** `POST https://sandbox.ylalo.com/v1/sandbox/accounts` (demo / play money). On www/mainnet use phone OTP then `POST /v1/keys`.

**Where is the MCP URL?** `https://www.ylalo.com/mcp`